For Business Owners
Businesses can supplement their commercial coverages with a captive insurance arrangement, which offers insurance and financial benefits.
For Advisors
Advisors such as CPAs, Insurance Agents, and Insurance Brokers can spearhead captive planning initiatives with middle market businesses.
Captive Insurance Videos
View quick videos on how captive insurance companies work, plus the benefits they provide for operating businesses in the U.S.
Captives in Plain English
Instead of being bogged down by industry jargon, readers can read about the mechanics of captive insurance planning in Plain English.
Captive Insurance Planning For the Middle Market
Turning the Tide: Combating Uncertainty in Healthcare Reform with Captive Insurance
The future of healthcare in the United States remains uncertain – even for practitioners in private practice. During President Obama’s time in office, many healthcare providers moved from the fee-for-service model to value, or performance-based “capitation contracts,” under the Affordable Care Act. Medical providers were paid a set dollar amount per month by the government, per patient, regardless of how much care a patient required. The more treatment a patient needed, the less profit the provider earned. Providers are incentivized for positive results - it's a calculated gamble.
Forming a captive insurance company may help offset potential capitation risks by pre-funding variable losses. Capstone explores how a captive arrangement can help healthcare providers with this alternative risk planning option can offer broader, more tailored coverage. Read our captive insurance blog entry now for more.
